Outside MICH enrollment
Traditional Michigan Home Help
For Medicaid beneficiaries receiving personal care through Michigan's state-administered Home Help program. This is separate from the MICH managed-care path.
Read the Home Help guideMichigan Medicare + Medicaid home care & LTSS
If you have both Medicare and Medicaid, your health plan may cover personal care and other long-term support at home. MI Coordinated Health (MICH) is Michigan's coordinated Medicare and Medicaid coverage. Members receive MICH through a participating insurance company's HIDE SNP plan. That insurance plan handles care coordination, its provider network, covered benefits and authorizations.
How the coverage path works
Traditional Michigan Home Help is the state-administered Medicaid path outside MICH enrollment. After an eligible person enrolls in MICH, covered long-term services and supports and personal care are managed through the member's HIDE SNP under the plan's network and authorization rules.
Outside MICH enrollment
For Medicaid beneficiaries receiving personal care through Michigan's state-administered Home Help program. This is separate from the MICH managed-care path.
Read the Home Help guideAfter MICH enrollment
For eligible adults with both Medicare and Medicaid who enroll in the MICH program. A participating insurance company administers the member's Medicare and most Medicaid benefits through its HIDE SNP plan, including long-term services and supports and personal care services. Network and authorization rules apply.
Check counties and plansThe key distinction is enrollment. Having both Medicare and Medicaid can make a person eligible to enroll in MICH if the other program requirements are met. Once enrolled, the member's insurance company manages covered home-care benefits through its HIDE SNP plan under MICH.
Who can enroll
MDHHS says a person must meet all of these conditions:
Coverage effective in 2026
This table restates the current MDHHS coverage information in a county-first format. It lists every plan shown by the State, not only plans contracted with Allcare.
Area
Counties
Alger, Baraga, Delta, Dickinson, Houghton, Iron, Keweenaw, Luce, Mackinac, Marquette, Ontonagon and Schoolcraft
Plans listed by MDHHS
Upper Peninsula Health Plan (UPHP)
Not available in Chippewa, Gogebic or Menominee counties in 2026.
Area
Counties
Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, St. Joseph and Van Buren
Plans listed by MDHHS
Aetna, Molina, Priority Health, UnitedHealthcare and Wellcare-Meridian
Molina is not available in St. Joseph County in 2026.
Area
Counties
Macomb
Plans listed by MDHHS
Aetna, AmeriHealth, HAP CareSource, Humana, Molina, Priority Health, UnitedHealthcare and Wellcare-Meridian
Plan availability still depends on the member's eligibility and enrollment.
Area
Counties
Wayne
Plans listed by MDHHS
Aetna, AmeriHealth, HAP CareSource, Humana, Molina, Priority Health, UnitedHealthcare and Wellcare-Meridian
Plan availability still depends on the member's eligibility and enrollment.
Have Aetna, Humana, Molina or UnitedHealthcare?
First confirm Medicare and full Medicaid eligibility and identify the member's participating HIDE SNP insurance plan. That plan provides the member's MICH coverage and handles the assessment for personal care services or the MICH HCBS waiver. Allcare is contracted with the four plans below and will verify the exact product, county, covered services and authorization before care begins.
Start by confirming the person has Medicare Parts A, B and D, full Medicaid, is age 21 or older and lives in a MICH service county. Other eligibility exclusions may apply.
An eligible person receives MICH coverage by enrolling in a participating insurance company’s HIDE SNP plan. The member’s insurance plan is the main point of contact.
The insurance plan assesses the member for State Plan personal care services or, when applicable, the MICH HCBS waiver.
After the insurance plan confirms covered services and authorization, Allcare can arrange the approved home-care services.
Aetna
Allcare is contracted with Aetna for eligible, authorized services. We verify the member’s exact HIDE SNP product, county, covered personal-care benefits and authorization before care begins.
Humana
Allcare is contracted with Humana for eligible, authorized services. We verify the member’s exact HIDE SNP product, county, covered personal-care benefits and authorization before care begins.
Molina
Allcare is contracted with Molina for eligible, authorized services. We verify the member’s exact HIDE SNP product, county, covered personal-care benefits and authorization before care begins.
UnitedHealthcare
Allcare is contracted with UnitedHealthcare for eligible, authorized services. We verify the member’s exact HIDE SNP product, county, covered personal-care benefits and authorization before care begins.
Coverage is not automatic. Benefits, network participation, service availability and authorization must be confirmed for the individual member before care starts.
West Michigan transition
Allcare is preparing to support West Michigan families as MI Coordinated Health expands. This information is intentionally secondary to the counties where MICH is already active.
Active during 2026
Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, St. Joseph and Van Buren counties are included in the current MICH coverage area. A member must still meet the MICH requirements and enroll in a participating plan.
Scheduled for January 1, 2027
MDHHS lists the West Michigan Prosperity Alliance in the 2027 MICH launch. The announced plans include Aetna, Humana, Molina and UnitedHealthcare, along with other participating plans. Until the expansion begins, this is transition information—not a promise of current MICH coverage.
Planning for the 2027 expansion? A West Michigan resident who has both Medicare and Medicaid may be able to enroll in MICH when the program becomes available in the county, if all program requirements are met. After MICH enrollment, covered LTSS and personal care are managed through the member's HIDE SNP.
What changed
MI Health Link ended on December 31, 2025. MI Coordinated Health began on January 1, 2026, in the counties listed above.
MDHHS says MICH is scheduled to expand statewide in 2027. Under MICH, a participating insurance company coordinates Medicare and most Medicaid benefits, including long-term services and supports, through its HIDE SNP plan.
For an enrolled MICH member, the health plan manages covered benefits and authorizations that fall under MICH, including long-term services and supports and personal care services.
Official sources
Reviewed September 15, 2026. This guide summarizes State information in plain language and does not replace an eligibility or coverage decision.